KTech offers IT solutions for retail lending business. So far, we have delivered multiple projects for retail loan, ranging from car loan, BNPL, to personal business loan and more. Our product line includes direct lending, reference lending, co-lending in terms of marketing, covering both online and offline channels. In addition to retail loan system, we managed the delivery of retail banking related supporting system such as risk decision engine, call center, and payment platform. The employees of KTech have strong capability and rich experience. Most of them have experience with multinational banks and/or Fortune 500 companies, where they took various roles like sales representative, architect, domain expertise, developer, tester, etc. Together, we build our own system and oversee the life cycle of our software product for clients across China-ASEAN region. We also collaborate with partners, for example we help software vendors from China deliver software project abroad.